PROTECT YOUR PROPERTY
Flood Insurance
You do not need to live near water to be flooded. Every property in Maricopa County is at some risk of flooding, even those located outside floodplains.
One in four flood insurance claims nationally are for properties in areas outside the mapped FEMA 100-year floodplains.
Flood damage is not covered by homeowners’ insurance policies.
Owners whose property is located in a regulated 100-year floodplain are required to purchase flood insurance if they have a federally-backed mortgage.
If you get flooded, don’t assume federal disaster assistance or other government funds will help you. Federal disaster assistance is available only if the President declares a disaster. Relief funds are a loan that must be paid back with interest.
More information on flood insurance
Dry Floodproofing
A dry floodproofed structure has been made watertight along the level where floodwaters could enter the structure. Applying waterproof membranes or other sealants to the exterior of structures and watertight shields for doors/ windows are an effective protection during a flood.
Wet Floodproofing
Some structures can be made from flood resistant materials and allow water to flow through during a large flood event. Barns or stables may be better suited for this as the lower portion of these structures are usually open.